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        <h1>Refund Policy</h1>
        <p class="legal-updated">Last Updated: January 2, 2026</p>
    </div>

    <!-- Section 1 -->
    <h2>1. OVERVIEW</h2>
    <p>
        This Refund Policy ("Policy") explainsNexlance's refund and return practices 
        for subscriptions and purchases made throughNexlance.com.
        This Policy should be read together with our Terms of Service and Privacy Policy.
    </p>
    <p>
        For purchases processed through Paddle as Merchant of Record, Paddle's refund
        policies also apply. Please review https://www.paddle.com/legal for details.
    </p>

    <!-- Section 2 -->
    <h2>2. REFUND ELIGIBILITY</h2>

    <h3>2.1 Refundable Purchases</h3>
    <ul>
        <li>Monthly subscription fees</li>
        <li>Annual subscription fees</li>
        <li>One-time license purchases</li>
        <li>Upgrade fees</li>
        <li>Add-on services</li>
    </ul>

    <h3>2.2 Non-Refundable Items</h3>
    <ul>
        <li>Custom development services (once completed)</li>
        <li>Training and consulting services (once delivered)</li>
        <li>Professional services and support hours used</li>
        <li>Data migration services (once completed)</li>
        <li>API access fees (once activated)</li>
        <li>Taxes, VAT, and remitted transaction fees</li>
    </ul>

    <!-- Section 3 -->
    <h2>3. REFUND TIMELINE</h2>

    <h3>3.1 Standard Refund Period</h3>
    <p><strong>30-Day Money-Back Guarantee:</strong></p>
    <ul>
        <li>Refund requests must be submitted within 30 days of purchase.</li>
        <li>Applies only to the first month of service.</li>
        <li>Requests after 30 days are generally not eligible.</li>
    </ul>

    <h3>3.2 Exceptions</h3>
    <ul>
        <li>Service failure exceeding 7 consecutive days</li>
        <li>Billing errors or duplicate charges</li>
        <li>Service discontinuation (pro-rata refund)</li>
        <li>Regulatory requirements</li>
    </ul>

    <h3>3.3 Annual Subscriptions</h3>
    <ul>
        <li>Eligible within 30 days of purchase</li>
        <li>Full refund or full credit depending on payment method</li>
        <li>Partial refund possible within first 90 days (remaining months)</li>
    </ul>

    <!-- Section 4 -->
    <h2>4. HOW TO REQUEST A REFUND</h2>

    <h3>Step 1: Contact Support</h3>
    <p>Email: <strong>admin@nexlance.com</strong></p>
    <p>Subject Line: "Refund Request"</p>

    <h3>Step 2: Provide Details</h3>
    <ul>
        <li>Order number and transaction ID</li>
        <li>Original purchase date</li>
        <li>Clear explanation of issue</li>
        <li>Attach screenshots if applicable</li>
    </ul>

    <h3>Step 3: Review Process</h3>
    <p>Requests are reviewed within 5-7 business days.</p>

    <h3>Step 4: Refund Processing</h3>
    <p>
        Approved refunds are processed within 10-15 business days.
        Paddle transactions may take an additional 3-5 business days.
    </p>

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    <div class="legal-divider"></div>

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    <h2>5. REFUND CONDITIONS & RESTRICTIONS</h2>

    <h3>Eligibility Conditions</h3>
    <ul>
        <li>Valid active account</li>
        <li>Request submitted within timeframe</li>
        <li>No violation of Terms of Service</li>
        <li>No misuse or competing product usage</li>
    </ul>

    <h3>Restrictions</h3>
    <ul>
        <li>Policy violations</li>
        <li>Fraudulent activity or chargebacks</li>
        <li>Refund abuse history</li>
        <li>Request by unauthorized person</li>
    </ul>

    <h3>Data Deletion</h3>
    <p>
        Upon refund approval, your account will be terminated and data deleted
        within 30 days. Back up important data before requesting a refund.
    </p>

    <!-- Section 6 -->
    <h2>6. SUBSCRIPTION CANCELLATION</h2>
    <p>
        You may cancel at any time. Cancellation applies to future billing periods only.
        No refunds for current billing period.
    </p>

    <!-- Section 7 -->
    <h2>7. PADDLE MERCHANT OF RECORD</h2>
    <p>
        Paddle handles payment processing, tax collection, invoicing, and refund
        execution for transactions processed via Paddle.
    </p>

    <!-- Section 8 -->
    <h2>8. CHARGEBACKS & DISPUTES</h2>
    <p>
        Initiating a chargeback without contacting us first may result in
        account suspension or termination.
    </p>

    <!-- Section 9 -->
    <h2>9. SPECIAL CIRCUMSTANCES</h2>
    <p>
        In case of service discontinuation, pro-rata refunds will be issued.
    </p>

    <!-- Section 10 -->
    <h2>10. CREDIT & SERVICE CREDITS</h2>
    <p>
        We may offer account credits, service extensions, or plan upgrades
        instead of cash refunds in certain cases.
    </p>

    <!-- Section 11 -->
    <h2>11. TAXES & FEES</h2>
    <p>
        Taxes and transaction fees already remitted to authorities are non-refundable.
    </p>

    <!-- Section 12 -->
    <h2>12. INTERNATIONAL CUSTOMERS</h2>
    <p>
        Customers in the EU/EEA and UK may have additional statutory refund rights.
    </p>

    <!-- Section 13 -->
    <h2>13. FREQUENTLY ASKED QUESTIONS</h2>

    <h3>Can I get a refund after 30 days?</h3>
    <p>Generally no, unless exceptional circumstances apply.</p>

    <h3>How long does a refund take?</h3>
    <p>10–15 business days after approval.</p>

    <!-- Section 14 -->
    <h2>14. CHANGES TO THIS POLICY</h2>
    <p>
        We may update this Policy from time to time. Continued use of the
        Service constitutes acceptance of updates.
    </p>

    <!-- Section 15 -->
    <h2>15. CONTACT US</h2>
    <p><strong>Email:</strong> admin@nexlance.com</p>

    <p>
       Nexlance<br>
        NexlanceDigital 82A James Carter Road, Milden Hall<br>
         United Kingdom, IP28 7DA
    </p>

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    <p><strong>END OF REFUND POLICY</strong></p>

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